Insurance Claim Personal Injury Settlement - The "Multiplier Method" (Part Two)
Long ago (as detailed in Part One of this two part article) when you implemented The "Multiplier Method", you had determined your claim to be worth $3,600.00 and now, you're at $3,625.00, plus your property damage. Can you get more? Maybe you can, but you've been offered the figure you've determined it's worth. You've waited many moons to get your money so you're probably ready to call it a day.
Under a different set of circumstances you could have received more dollars but you only saw your attending physician three times. You have $400.00 in medical bills but, when viewed objectively, (what with x-rays plus initial examination and final examination - yet only three trips to the doctor) there's not a whole lot of actual "treatment" involved. You lost 7 days from work and you experienced a typical whiplash-type injury. Everything being considered walking away from that with $3,625.00 is a very acceptable figure.
To those who are truly 21st Century individuals, what with our computers, the internet and all the incredibly fascinating electronic "stuff" that's bubbling and boiling in our universe, this negotiation game may seem agonizingly old-fashioned but that's the way this cookie has crumbled for over half a century. That's the way it was yesterday, that's the way it is today and (unless some "mind-boggling" miracle comes to pass) there's no reason to believe this old-fashioned haggling process is going to change in the foreseeable future.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Dan Baldyga's fourth and latest book Auto Accident Personal Injury Insurance Claim: (How To Evaluate And Settle Your Loss) can be found on the Internet at http://www.autoaccidentclaims or http://www.caraccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury.
Copyright © 2003 by Daniel G. Baldyga All Rights Reserved
DISCLAIMER: The only purpose of this claim tip is to help ople understand the motor vehicle accident claim process. Neither Dan Baldyga, Vince Ciulla nor About.com make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.
