The vast majority of insurance adjusters dream of one day being promoted to a higher claims position within the company they work for. They know, in their black heart, if their personnel file has correspondence flowing in from claimants they've handled (plus copies of the letters which have been sent to the insurance commissioner) those will, somewhere down the line, be read by one of his companies executives. In many instances this will be a man who doesn't want a "problem" employee like that adjuster spluttering, splashing and crashing about his office area causing headaches and extra work within the framework of that particular executive's command. The adjuster is fully aware that complaints like that could keep him banging away, out on the road forever, and prevent him from moving inside and up the corporate ladder.

   THE BOTTOM LINE…

   It's only when faced with a determined claimant, who's willing to wait and haggle and won't go away, that the adjuster handling your case will often be told by his immediate superior, who is usually an inside Claim Supervisor, to make a compromise payment. The day will arrive when that supervisor will call the adjuster into his office, look at him in exasperation, wave your file at him, and declare, "See this case? Get it resolved - - get rid of it!" His supervisor has taken this position because he's sick and tired of seeing the same case coming up on diary, crossing his desk again and again, month after month. He doesn't want it to provide him with any more grief and/or loss of time. He'll take a deep breath and growl emphatically, "Dump it and move on". (I was a Claims Supervisor and then later a Claims Manager so I know how all this comes down. Believe me when I tell you - - adjuster's will always do what they're told by their superiors)!

   Adjusters are normally assigned 50 to 100 new claims a month. That means, just to stay even, they must close at least that many each month. His supervisor, to avoid the ever present problem of being buried alive with cases piling up, one on top of the other (extra work that keeps him from getting home on time for dinner or, even worst, forgoing golf dates with company attorney's who pick up the bill at the areas most exclusive country clubs) gets exasperated and finally tells his adjuster "get rid of it". This comes to pass because, your case is gathering dust, heaping frustration on all those associated with it and maybe even forcing you (the claimant who has refused to disappear) to become so frustrated, agitated and disappointed that you turn your case over to a lawyer and it ends up in costly litigation.

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   Dan Baldyga's fourth and latest book Auto Accident Personal Injury Insurance Claim: (How To Evaluate And Settle Your Loss) can be found on the Internet at http://www.autoaccidentclaims or http://www.caraccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury.

   Copyright © 2003 by Daniel G. Baldyga All Rights Reserved

   DISCLAIMER: The only purpose of this claim tip is to help ople understand the motor vehicle accident claim process. Neither Dan Baldyga, Vince Ciulla nor About.com make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.