There's nothing fun about being in a traffic accident. No matter what time of day, day of the week or month of the year, wrecking your car sucks. It might suck a little worse on I-90 in a blizzard driving your boyfriend's car, but that's a question for my wife.

If you do get into an accident, preparedness is key to your survival over the next few weeks while the body shop tries to get your Humpty back into shape. There are easy tips like call the cops, or carry a camera with you to document the damage, but the real frustration can come long after you see your car carried off on the back of a tow truck.

The St, Petersburg Times have put together a list of 10 tips to avoid financial fender benders with auto work that's a must read for any driver. Check it out, and be prepared.

_{photo CC licensed by Karla KP.}